Terms of Service

1. Acceptance of Terms

By accessing and using Stock Ledger, you accept and agree to be bound by the terms and provision of this agreement.

2. Service Description

Stock Ledger is a personal tracking and organization tool designed to help you manage your IPO application records. The service allows you to:

• Track IPO applications and related information
• Organize and manage personal financial records
• Export data for personal use

3. Limitations and Disclaimers

Stock Ledger does not:

• Facilitate or process IPO applications
• Handle financial transactions
• Provide investment advice or recommendations
• Manage or hold funds
• Act as a broker, financial advisor, or investment platform

4. User Responsibilities

You are solely responsible for:

• All IPO applications made through official channels
• All financial transactions related to your investments
• Seeking professional investment advice when needed
• Maintaining the security of your account
• Ensuring the accuracy of information you enter

5. Data and Privacy

Your data is stored locally and is your responsibility. We do not share your personal information with third parties.

6. Limitation of Liability

Stock Ledger is provided "as is" without warranties of any kind. We are not liable for any losses, damages, or consequences arising from your use of the service or any investment decisions you make.

7. Contact

If you have questions about these Terms of Service, please contact us through the application.